Financial Empowerment
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Credit Card Sales • How to Sell Cookies • Manage Money Video • 5 Skill for Girls VideoBusiness Smarts Resources!
Help your Girl Scout gain Business Smarts with our Financial Empowerment Program! These documents will help you with coaching your budding business woman.
- 5 Skills for Girls Booklet - Filled with activities for girls, volunteers and parents.
- Financial Empowerment Booklet - This document will help connect our Product Sales program, 5 Skills, journey and badge programs to help you better assist your Girl Scout and plan individual and group program.
- 5 Skills Poster
- How to Sell Cookies - Help girls prepare for the types of questions customers will ask during booth sales!
Little Brownie Bakers, our cookie vendor, also provides many activities to help your Girl Scout learn valuable skills while also having fun. Visit littlebrowniebakers.com for more ideas.
Brownie Elf and Friends: Manage Money
5 Skills of the Cookie Program
Credit Card Sales - Go Payment by Intuit
Every new business has many important decisions to make when the open. One of those decisions has to do with the forms of payment they will take. Each troop will need to make a similar decision for thier cookie storefront.
Go Payment/Intuit is the vendor which council has approved. They meet all compliance regulations for security. 
- Set-up is free. Troops receive a reduced 2.1% non-profit transaction fee rate for Visa/Mastercard charges. AmEx is an additional fee not included in this rate.
- Troops can add users to the account so multiple girls can process transactions simultaneously.
- Each troop will receive one card reader at no charge. Additional users can either enter information manually or purchase additional readers through Intuit.
- Online training is required. This training provides education on security compliance and the data needed for Girl Scout troop set-up. Click here to complete the Information Protection and GoPayment training.
- Troops no longer needing their card readers are encouraged to give them to their service unit or local council office so they can be redistributed to other troops.
IMPORTANT! Troops need to educate the girls and parents before making the decision to accept credit card payments. They need to understand there is a cost involved, then decide if the cost is worth the risk of not being able to make a sale because a customer doesn’t have a check or cash to complete the purchase.
Take a few minutes to go through the following scenarios:
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A customer wants to buy 5 boxes of cookies for $20 (one transaction). This purchase will cost the troop $0.42 (2.1% transaction fee) or about $0.08 per box. The troop will earn about $0.52 per box. Is it worth doing the credit card sale?
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At the end of the booth sale, the troop sold 70 boxes of cookies, with 3 credit card sales for a total of 8 boxes. The credit card sales cost the troop $0.67, spread that cost across all of the booth sales, then it was less than a penny a box. Was it worth the cost? How much would you have lost in sales if you had not been able to assist those 3 customers?











